So I managed to navigate my way through the newbie area, got all my clothes, right clicked the ladder, and the game froze. Eventually something timed out and I ended up back on the login screen. I then tried again. That time, my friends tell me I was visible at the top of the ladder, and one of them invited me to become kin. That showed on my screen, I accepted, and my friend tells me she now sees me as kin. That's all that happened. This time I killed the game window. My friend tells me my character disappeared just as I did that. I then killed the other java game I'd been playing at the same time, relaunched haven & hearth, and tried again to login. I'm now stuck in "Loading..." and have been there around 5 minutes. My friend suggests that I'm blocking the ladder and no one else can come in from char creation till I manage to move. She also tells me that I've just got "Zzz" floating over my head, which she says is the game's AFK indicator.
My computer and network are fairly powerful; I doubt this is a simple resource problem at my end, but it's presumably somehow specific to my computer or you'd have other reports of this.