As much as some part of me enjoys KOing people and breaking their boat out from under them, it really makes no sense that its pretty much the only way to actually die in pvp. The way Silver for the Ferryman behaves should just be the default thing that happens when you drown, but it should give you a decent chunk of asphyxiation along with the concussion damage. Silver for the Ferryman could just be changed to give you +swimming or something.
Im aware it's been discussed before, but it really should happen