Tbh, most people who probably will give their hat, are fresh into to the game enough, to not know "right" way to play or escape such dilemma. They value their time spent more than their value their hats but, they wouldn't know any better. While the root problem is not even Snail and alikes behaviour, but that fresh blood is easly fucked over to quit (Spend cash -> Get immersed -> Lose "cash" -> have even less reason to stay).
And well. Some doing that sell those hats and make small pocket change so, draw your own conclusions.