I've have been thinking about how claims are inherited recently. To many use them as LP banks and that defeats the purpose of perma-death. My suggestion is we treat personal claims equally under character death. What this means is if you inherit your character you get the full claim like normal. If you however want to declaim it you get the death penalty applied to the LP it stores.
Now to balance this I would also suggest you can only gain full LP off a claim once you have added more LP than the original claim owner. I think these two steps will help null some of those huge claim banks we see in the world. It simply wont be profitable to store LP that way or at the very least discourage it.