So crabby, forum. So crabby.
You take a good idea and, because it's not the way you've played it for the several years you've been playing it, and just naysay it. What would you have done if Jorbtar had introduced permadeath in Hafen? Or even World 5?
You know what? I am, actually, a neckbeard (see the first page) and I think this is a good idea. OP's idea is the same thing are permadeath, just more sophisticated. I'm sure he wouldn't mean to undo inheritance mechanics (though those may need to be tweaked in light of the idea).