I'm sure all of you have been through this before, doing a small trek onland holding something, server crashes, you are a distance from your Hearth. You cant spawn where you were exactly. The first thought going through your head is "noooooo, why cant i log in there" then it dawns on you that you cant spawn there because of the boat/chest/object is where you were standing.
For example, i was just doing a couple hour trek to the outer supergrids holding a boat with two chests full of stuff for my new settlement. BOOM server crashes, I can no longer log in exactly where i was.
There should be a thing that forces you to spawn beside where you were, on a side of the object so you can continue your trek, or atleast rescue your items.