to start off, this post breaches
the rules by being in the wrong forum, this is a suggestion and thus would be ideally in the
Critiques and Ideas forum. This has also been posted before quite a few times (use search), and got nowhere each time.
This idea might sound ok to some at first, but you need to understand how griefing would be possible with no means to stop it. Read the Dev's thought on PvP (stickied at the top of Inn of Brodgar), and you'll see how no action could even be considered "non-offensive". Not to mention we don't need more stress on the server.
Haven and Hearth has a few key principals to it which defines it as a game, permadeath and unrestricted PvP being two of them. If you can't accept these principals, you're getting nowhere trying to change them.