My first REAL encounter came in world 2.
I joined a village that was at war with Wayneville, I had around 360 melee so I thought even if attacked i could handle myself, even though i had never PVPed in this game at that point (this was the old combat system, no moves, just auto attacks). But, just to be extra safe I lived in my personal village owned by my alt.
One day I went to drop off a load of HQ bronze, warp in, all seemed safe. I then use a CR and warp to a mine to stash the bronze. Just as i start to put the bronze away 2 guys appear and attack! Its was Gato and (i think) Warri. Gato swings and hits me with his sword, Warri had a sling and hits me with a stone, both hits happen in around 2-3 secs or so. I thought to myself "shit, I'm about to die, RUN", shortly after thinking "Hell no I'm not running, MAN UP, you have 360 melee!". So i swing back, Miss, then I'm hit by a sword, then a stone. I swing and miss again followed by them both hitting me and I'm dropped and murdered. Gato contacted me a day or 2 later and said how sorry he was, He also returned all of my items.
I then made it my mission to destroy Wayneville and all who lived there, I joined a group of people who were going to attack Wayneville, led by Avu. For 2-3 weeks (i forget) i trained my char back up, I spent long hours hunting (damn i miss those 12k LP bears, I think I was making around 500k LP per day or more). I talked a member of Wayneville to give me access to his account and betraying them, late at night i would log in and steal/destroy whatever i could get my hands on. A week or so before the attack, the worlds end was announced, it took some of our fire but "a mans gotta do, what a mans gotta do". Wayneville was destroyed the night of our attack, The most powerful village in world 2, destroyed! Revenge was mine!
http://www.havenandhearth.com/forum/viewtopic.php?f=9&t=5129 <---- an old thread about our attack
I was then tracked and summoned/murdered after they smashed there way through the Hearth Vault I was in. I also contacted Burg and informed him about the traitor whom let me steal and destroy whatever i wanted in Wayneville.
Those were fun times, And its funny to think about how many friends i made in Wayneville despite me attacking them.
Note: Sorry for my grammar, spelling and for writing such a long post, I hope this was worth the read.