So far in HnH I have been:
1 shotted over my palisade
killed after raiders bashed my palisade
killed less than a minute after logging in (by raiders after ramming my bwall) on my combat char
killed by raiders (as I tried to talk to them on my farmer)
killed by raiders after they oathed to my village
summoned inside my brick wall.
I have only ever been assaulted once while outside my walls, and I ended up stealing his boat.
I'm thinking, I have only ever lost 1 farmer, and every single one of my deaths on a main char has been inside my wall. I'm thinking, it might actually be better to be forraging on my farming char, out of harms way, while my combat char stays in the danger zone, locked inside a bwall.