by Vaku » Fri Apr 27, 2012 6:53 pm
One problem with those as currency is that you can't make fractions of a bluebell, pearl or flotsam, like you would be able to do with coin values.
What would be a more advanced form of economy is say, 300 gold coins could equal something of value determined by a team of experienced traders. Something else might be determined to be valued at 275 gold coins and something else at 270 gold coins. Another at 100 gold coins and 55 silver coins. And 1 gold coin always equals 1 gold coin, 1 silver is 1 silver coin. Players in possession of coins could move their wealth with accuracy from shop to shop, without consuming it as LP and are thereby more prepared to amass wealth.
Moreover coins are something that low stat players can earn without having to feel obligated to acquire 6400 total Perc*Expl and subsequently finding their wealth. I have a hunch people might enjoy being rewarded doing jobs they enjoy rather than one job--Ever. And this would help people who are not explorers, that when they sell their Q90 Merchant Robe for 99 gold coins and 50 silver coins (because all they've done was sericulture), they're not going to sacrifice all the wealth they just made because the person buying bought it with a Chiming Bluebell and they have an unbreakable dollar bill that can only split into 2 flotsam. Now they can't buy anything worth less than a flotsam or something worth a flotsam and a half, quarter, etc.
The biggest plus for not using curios as currency is that mineral currency is far more easy to trace and thereby more simple to keep track of for taxes. Moreover, if you've just purchased a lot for a flotsam, and now must pay taxes, do you pay in 1 flotsam consistently essentially buying your lot over and over? Or do you pay taxes in something that is a fraction of a flotsam? Another thing, if the government does tax, they'll be eating up all the wealth they amass in curios and very likely the curios will be used to advance a few people rather than the whole of the community, and that sounds more like robbery than taxes, especially robbery when folks are forking over their few collected curios, something that could be used to advance them quicker than a crappy lady's mantle. During times with tax relief the government can provide communities coins and their fractions.
Anyways. I don't want to express more than is currently being discussed. TL;DR
-Pennies have a purpose.
-Curios do not have fraction values
-Curios cannot be monitored,
-Curios are a wealth amass-able by only explorers.
-Curios are consumed. (Imagine making a wallet out of 1 dollar bills. Now imagine trying to hand that to a cashier. Consumed wealth is not ideal.)
-To improve the economy get ten or so people together, among them experienced traders and government officials with a plan, so that they can decree an official currency. (It can even be curios so long as they're smart about it. At any rate, you know where my bias lies.)

Smell of Arrogance