I've been meaning to write a "Quick-start Guide" and meant to effectively out-source "getting through the character creation" -part to the wiki and as I recalled, there is rather good article on that.
http://ringofbrodgar.com/wiki/Character_CreationOnly one real error exists and I'll fix it once I figure out neat paraphrase.
When you're done exploring and you've settled on a name, Right-click the Fire to be spawned into the wilderness, or Right-click on an ancestor's Hearth Fire inside the fenced-off area if you've inherited one and wish to return to their established Hearth Fire in the Hearthlands.
According to my memory, there have never been Hearth Fires inside the character creation room. Wherever you wish to spawn (wilderness, ancestor's HF, Charter) only way to exit the room / enter the proper game world is to burn in the fire in front of Wizard.
I also ended up changing "Fire" to be the second last (Valhalla staying at the bottom) and "The Graveyard" and "Spawn Charter" have "(optional)" in front of them. Some fixes and small additions.