Mortgage issuers require home insurance to guarantee the loan. You can avoid this if you have a means of covering a loan should disaster strike. HOAs (HomeOwner's Associations) mandate bylaws for living in a housing development--how high you can grow the grass, the type of grass, how many and what kinds of trees you can plant, what color you can paint your house, what color... oh, wait it's 2018, not 1950.
Yeah, they're a racket, too, but one some people are willing to put up with to live in a "nice neighborhood." (There's another "Adam Ruins Everything" episode on suburbs.) IMO, that kind of suburban living just makes you a target for burglary.
ricky wrote:I havent been to a doctor in 10 years. Only this year have I recieved health insurance under Obamacare, and I'm still nervous about going to the doctor due to any of a dozen possible outcomes. God forbid I do go and they say something is wrong because the plan I have will not come close to covering anything major.
Go, find your issues. Better to treat problems like high cholesterol or blood pressure early before you have a heart attack or stroke. Diabetes is another. If you can catch a lot of these things early, you can often remedy them simply by changing your diet. Quite often, you feel better and have more energy because of it. Who knows. Maybe you're completely healthy and have nothing to worry about. Then you can quit worrying and go to that kegger your buddy is having.
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