Sarge wrote:@OP: I recommend you put some pictures (graphs) together which illustrate the difference between the current and the alternative system. At this point I don't even want to say the word because exactly what you have highlighted in bold in your OP edit.
Thanks for the suggestion, here they come
This first nicely demonstrates the problem with unbound growth of the numbers, all three characters have the same LP income but the inheriter suffers twice an 'accident' (on RL day 90 and 270) while the latecomer got the memo for a new world half a year late:
Both the inheriter and the latecomer have lost, the inheriter on day 90 (with the first accident) and the latecomer on day one as he didn't start.